On August 24, 2016, we paid off our last debt. We are completely and totally debt free! Three years ago, we were $5,281,000 in debt and facing bankruptcy. Then, two weeks later, September 2013, Financial Fitness came into our lives. We’ve applied what we’ve learned through the principles of the Financial Fitness Program - we budgeted our money, we saved, and we paid off the loans with the income we made through Tom’s regular work. All the while, we were reading, listening and associating with precious people like our mentors and friends and as a result, we own everything--we don’t owe a bank anything, so we are ecstatic!
Tom and Pat Aul

In 3 years, we started applying the Financial Fitness Program into our lives and paid off $232K worth of our debt! If it hadn’t been for the ‘Green Box,’ we wouldn’t be where we are at today. In fact, we were able to go to Florida for 2 months straight from January to February of 2016 and paid for the entire trip in cash. We had to pinch ourselves for that accomplishment because we would have never been able to do that a handful of years ago with both of us working full-time jobs. Also, by applying the principles into our lives, I (Terri) have been able to become job optional and help my husband, Rick, with our self-employed septic business on an as-needed basis. Most importantly, I can now be at home and do things like helping other people learn the same financial info, plus garden and read books and listen to audios anytime I want. Also, Rick is getting close to selling his septic business because of the Financial Fitness principles he has learned and applied.
Terri Swartout